It could be a complete dud as an investment, or it could be an amazing buying opportunity!

Investors began selling off shares of National City Bank (NCC), a stock that traded for as high as $27.21 in October 2007, predicting it would be the next bank to fail. Bank officials, however, dispute that they will be the next to fail, citing stronger equity positions than other recently failed banks. Reportedly, the mortgages that this regional bank holds are less concentrated in areas of the country where home prices have fallen the most, such as Florida, southern California, and Nevada.

The current fire sale is up to 93% off the October high, but it's an 'as is' sale, so hopefully the goods aren't broke when you get them home - or fall apart shortly thereafter!